March 26, 2026
Treasury's AI problem isn't what you think
Why didn't anyone put their hand up? Seemingly AI is running the world already, or so you'd think given how many times it is invoked.
Read more →Trusted by growing finance teams
CHIPEASOLDISCOGSPENFOLDZOUK
Services
What we do
The only treasury consultancy focused on companies that don't have one.
Cash & Liquidity
Forecasting and cash management processes that give you a real-time grip on every pound.
FX Hedging
Foreign exchange strategy and implementation to protect margins from currency swings.
Reporting & Technology
Stakeholder reporting and the right technology adoption to scale without the spreadsheets.
Policies & Strategy
Audit-ready risk management frameworks and treasury policies built for growth.
How it works
How we win
01
Huddle
An initial consultation where we identify your pain points and where treasury is leaking time or money.
02
Game Plan
We collaboratively develop sustainable processes tailored to the size and stage of your business.
03
Win
We implement, then hand over to your team, leaving you with capability, not dependency.
What clients say
Loved by our customers
★★★★★
“Their expertise transformed how we think about cash and FX. Practical, sharp and refreshingly hands-on.”
★★★★★
“Professional, knowledgeable and genuinely invested in our success. They set up treasury properly from day one.”
★★★★★
“Jen has worked with Penfold across a range of projects over the past 6 months, and has been highly autonomous with high output. She helped us think through how to invest our cash and supported the transition of finance processes in-house. What stands out is that she doesn't need much direction, she can take a problem, come back with a clear recommendation, and gets it done. She's pragmatic, sharp on the detail, and easy to work with. I'd recommend her without hesitation to any company that needs senior finance or treasury thinking without the overhead of a full-time hire.”
By the Scale Up Treasurer
Read all postsTreasury, unpacked
September 15, 2025
What I Would Do If I Was Setting Up a Treasury for the First Time
For fintech founders who know they need treasury management but don't know where to start.
Read more →
February 8, 2025
Treasury Turtle: How to get a seat at the table
As a treasurer you have a unique view of the business, you see everything, know everyone and can shape the agenda.
Read more →Ready to plug the gap?
Let's talk about where treasury could be working harder for you.